Family Financial Planning with Robert Gignac

May 16, 2016

family financial planning Robert Gignac

Family Financial Planning with Robert Gignac


In this week’s episode of the Sailing to Success Podcast Show, Lyndsay Phillips interviews Robert Gignac. Robert is a best selling author and sought after public speaker. Robert teaches people to manage their finances and build a rich future with family financial planning.


  • Rich is a state of mind, what does that mean?
  • Why is fear such a barrier to managing your finances?
  • Should we ask why before we ask how?
  • How can we change our money mindset?
  • What are some of the things we should be doing to manage our money?
  • What book are you working on now?


Family Financial Planning

  • Money is a very emotional subject.
  • Many learn how to manage money from their parents, who may not have a great understanding to begin with.
  • Managing money well isn’t determined by how smart you are.
  • It’s OK to admit that you don’t know something.
  • It’s easy to push managing your finances into your future, it’s hard dealing with it today. You have to avoid procrastinating.
  • The best time to start something is twenty years ago, the second best time is today.

Financial Literacy

  • It’s not an issue of knowledge, it’s an issue of taking action.
  • Working with someone who will hold you accountable is very important.
  • Understanding why you want to master your money will help you actually achieve your goals.
  • Avoid the techniques and focus on the plan.
  • Personal finance is more about money and investing.

Financial Goals

  • Setting goals can be scary.
  • We can be afraid of judgement or being vulnerable when we set goals.
  • Goals are how you measure success.


  • Insurance isn’t for you, it’s for the people you leave behind.
  • You need to figure out what the correct amount of coverage for you and your family is.
  • Having a will is crucial even though it’s a very emotional subject.
  • A will is about protecting your family and their future.
  • Around 50% of North Americans do not have a will.
  • Having insurance and a will takes only a few hours of work to set up and prevents a disproportionate amount of heartache.


  • Writing is often romanticized. The reality is far more difficult.
  • You have to find what works for you.
  • Writing means creating something whether you feel like it or not.
  • Writing a story can be more like revealing than creating.

Final Tips

  • Don’t put off dealing with your future and family financial planning.
  • Remember, it’s not for you. It’s to protect your family.
  • Reach out to a financial advisor for help.

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Rich Is A State Of Mind Book